Critical Illness Cover

Summary of Cover


  • A Critical Illness policy is an insurance policy, which pays out a lump sum upon diagnosis of a serious illness.

  • The term and sum to be insured are decided at the outset.

  • If a critical illness is diagnosed during the specified term then the sum insured is paid out.

  • If you have not suffered any serious illness at the end of the term then the plan ceases and nothing is paid out.

  • The plan can be set up on a single or joint life basis and can be added to either Level Term or Mortgage Protection Assurance.


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